Rate Information - Your interest rate annual percentage yield may change.
Frequency of rate change - We may change the interest rate on your account at anytime.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compound and credit frequency - Interest will compounded every month. Interest will be credited to your account every month.
Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every month if the balance in the account falls below the average ledger balance of $2,500.00 any day of the month.
Average daily balance computation method - We use the average daily balance method to calculate the interest on your account. This method applies a peroidic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

FREE - No minimum balance required ($100 - minimum opening balance)

- Please see the Common Features section for details on this acount.

Minimum balance to avoid imposition of fees - A maintenance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $100 any day of the cycle.
Fees: - A per debit fee of $.15 will be charged for each debit. This fee will apply if the minimum balance of $100.00 is not maintained.
Reserved Checking - Eliminate over-draft fees. Contact us for more details.

Rate Information - Your interest rate annual percentage yield may change.
Frequency of rate change - We may change the interest rate on your account at anytime.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compound and credit frequency - Interest will compounded every quarter. Interest will be credited to your account every quarter.
Average daily balance computation method - We use the average daily balance method to calculate the interest on your account. This method applies a peroidic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items(for example, checks).

Rate Information - Your interest rate annual percentage yield may change
Frequency of rate change - We may change the interest rate on your account at anytime.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compound and credit frequency - Interest will compounded every month. Interest will be credited to your account every month.
Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every month if the balance in the account falls below $900.00 any day of the month.
Average daily balance computation method - We use the average daily balance method to calculate the interest on your account. This method applies a peroidic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Rate Information - Your interest rate annual percentage yield may change.
Frequency of rate change - We may change the interest rate on your account at anytime.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compound and credit frequency - Interest will compounded every month. Interest will be credited to your account every month.
Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every month if the balance in the account falls below the average ledger balance of $2,500.00 any day of the month.
Average daily balance computation method - We use the average daily balance method to calculate the interest on your account. This method applies a peroidic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Transaction limitations - Transfers from a Money Market Checking account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statements cycle with no more than three over-the-counter withdrawals or similar order to third parties.

The following fees may be assessed against your account and the following limitations, if any, apply to your account. -
Check printing - (fee depends on style of check)
Bank money orders - $3.00
Personal money orders - $2.00
Nonsufficient funds (NSF) item (each) - $22.00
Overdraft (each overdraft paid) - $22.00
Stop payments (all items) - $15.00
Photocopies - $.25
Wire transfer - $20.00
Foreign wire transfer - $50.00
Fax - Outgoing - $3.00
Fax - Incoming - $1.00 per sheet
Collection fees - $10.00
Microfilm copies - $3.00 per copy
- We may request not less than 7 days' notice in writing before each withdrawl from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawls from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawl.
Reserved Checking - Eliminate over-draft fees. Contact us for more details.
Check Card - ATM access
Accepted where ever VISA is.