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Citizens Bank Website

The First State Bank Can Help You with ALL of Your Borrowing Needs.

Vehicle Loans

  • Purchase and refinance Loans
  • Terms up to 72 months
  • Quick and easy application process

Boat, RV, and Recreational Vehicle Loans

  • Purchase and refinance loans
  • Terms up to 72 months

Personal Loans

  • Terms up to 24 months
  • Competitive interest rates

Home Mortgage Loans

Whether purchasing or refinancing The First State Bank offers a variety of different loan options. We offer Conventional loans, FHA loans, Construction loans, and Home Equity Lines of Credit. Let us help find the right loan for you!

Commercial & Agricultural Loans

Let The First State Bank help you grow your business with Customized product offerings to fit your needs.

Commercial & Agricultural Real Estate Loans

  • Construction or Improvement loans
  • Purchase or Refinance of commercial properties or bare ground
  • Investment Properties

Equipment Loans

Operating & Inventory Lines of Credit