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Citizens Bank Website

Overdraft Protection

Add overdraft protection to your checking account to avoid overdraft fees and save any inconvenience or embarrassment from having your card declined or a check returned.

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Ready Reserve - Line of Credit linked to a checking account to cover overdraft balances. Interest and fees apply.
*Subject to credit approval
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Debit Card Overdraft Coverage - Bank covers Point of Sale transactions exceeding account balance, with options to Opt-In or Opt-Out.