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Citizens Bank Website

Checking Options

Whether you prefer a basic account or a complete package of services, the right checking account is here for you!

FSB Checking Account Brochure

*Additional free benefits include: free personalized checks, free notary service, no fee for money orders, free copy services, (10/month)


Savings Services



  • PASSBOOK SAVINGS
  • MONEY MARKET ACCOUNT
  • INVESTOR SAVINGS
  • CERTIFICATES OF DEPOSIT

Description: Savings with no minimum balance, no monthly service charges.
Balance to avoid service fees: N/A
Monthly service fee: N/A
Interest: All balances earn interest at the same rate. Paid quarterly.

Description: All the benefits of a Passbook Savings with higher interest rates available.
Balance to avoid service fees: $2,500
Monthly service fee: $10.00 if minimum balance is below $2,500
Interest: All balances earn interest at a variable rate based on account balance. Paid monthly.

Description: All the benefits of a Passbook Savings with higher interest rates available.
Balance to avoid service fees: $10,000
Monthly service fee: $10.00 if minimum balance is below $10,000
Interest: All balances earn interest at a variable rate based on account balance. Paid monthly.

Description: Earn a competitive interest rate for the term of your Certificate of Deposit. The First State Bank offers a variety of CD terms from 3 months to 4 years, contact us for current rates.